Global account for businesses · 45+ countries
Your company is already global and 24/7.Your bank isn’t.
Pay suppliers in the US, Europe and around the world straight from PIX. The rate is locked before you confirm, and the money reaches its destination in under 24h.
The problem
Every payment abroad goes through a toll.
In traditional banking, your company’s money passes through several layers before it reaches the supplier. Each one takes its cut, and almost none of it is visible when you book the exchange.
Your company sends to the supplier
This is what leaves your cash balance.
- 01IOFTax on the way out, Decree No. 12,499/2025− R$ 3,500
- 02SpreadBank margin built into the rate (1.5% on average)− R$ 1,500
- 03FeesSWIFT and intermediary banks along the way− extra fees
- 04TimingMoves only on business days, in banking hoursbusiness days
In the end, you pay more. And your supplier gets paid later.
How it works
From PIX to your supplier, in three steps.
Scroll slowly to follow the payment ↓
- 01You send via PIX.
The reais leave your company’s account.
- 02The conversion happens.
At the rate you approved, the amount becomes dollars, euros or pounds in seconds.
- 03The funds land at the destination.
Your supplier’s account is paid in the local currency, in any of more than 45 countries.
Behind the scenes, NBS uses stablecoins (USDC). You don’t have to deal with any of it: reais leave your account, and the destination currency arrives in your supplier’s account.
Routes
Your company pays in more than 45 countries.
The US, Europe and the UK are the routes Brazilian companies use most. But your supplier can be in any of the more than 45 countries we serve, always paid in the local currency.
| Destination | Currency | Local rail | Timing |
|---|---|---|---|
| United States | USD | ACH · Fedwire | < 24h |
| Europe | EUR | SEPA | < 24h |
| United Kingdom | GBP | Faster Payments | < 24h |
| 45+ countries | Local currency | Local rail | Ask us |
Under 24h on the main routes. Fund via PIX in reais, or with a USD or EUR deposit.
In practice
One account for everything your company moves abroad.
- 01Pay suppliers abroad.Goods, raw materials or services, straight into their account.
- 02Pay contractors outside Brazil.Developers, consultants and partners, in their own currency.
- 03Get paid by international clients.Your client deposits in USD or EUR.
- 04Bring it back to reais.Convert and receive via PIX in your company’s account.
Side by side
The same payment, two paths.
| Traditional bank | NBS | |
|---|---|---|
| Cost before you commit | Spread built into the rate | A clear rate, visible before you confirm |
| Time to destination | Business days | Under 24h on average |
| Hours | Banking hours only | Convert any time |
| Third-party payments | FX contract and paperwork | Straight from your account |
| Account opening | Branch, account manager and paper documents | Online, approved within 48h |
Partners
Do your clients pay abroad? Grow with NBS.
Accountants, foreign-trade advisors and consultancies that refer NBS to their client companies earn on the volume those clients move, with direct support from our team.
Who it’s for
- 01Accountants and accounting firms.Your clients already ask how to pay suppliers abroad. Now you have the answer.
- 02Foreign-trade advisors and customs brokers.Importers and exporters paying and getting paid in the local currency, without the bank’s toll.
- 03Consultancies, agencies and platforms.Anyone serving companies with international operations who wants to offer a better solution.
What partners get
FAQ
Before you ask.
Is NBS a bank? +
No. NBS provides virtual asset services and is in the process of becoming compliant with Brazil’s SPSAV regime for virtual asset service providers (Res. BCB 520/2025). Payment in the destination’s local currency is made by partners abroad.
Why a digital dollar? +
Because it settles in seconds, at any hour, without going through a chain of correspondent banks. Your company only sees reais going out and the destination currency arriving.
How long does it take? +
The conversion takes seconds. The credit reaches the destination in under 24h on average, depending on the country and the recipient’s bank.
How much does it cost? +
The cost is already built into the rate, locked before you confirm. You know exactly how much your supplier will receive before you send.
Can I pay into a third party’s account? +
Yes. Suppliers and contractors get paid straight into their own accounts.
How soon is the account ready? +
Within 48h of signing up.
Talk to NBS
Your next payment abroad can work differently.
Tell us a bit about your operation. Our team replies on WhatsApp within 1h and walks you through opening the account.
Within 1h, our team will message you on WhatsApp to continue opening your account.
Prefer to talk first? Chat on WhatsApp · +55 11 92090-3550